HELENA – Montana Securities Commissioner Monica J. Lindeen has filed a temporary cease and desist order on Wednesday against TelexFREE, a Voice over Internet Protocol (VoIP) sales program that Lindeen’s office suspects may be a pyramid scheme that has already cost Montanans $70,000.
The order prevents TelexFREE, which filed for bankruptcy protection in Nevada on April 14, from conducting further business or accessing investors’ money. TelexFREE, a multi-level marketing company, sold phone service calling software for a personal computer.
or smartphone. The software could be used for unlimited calls to landlines and mobile phones to about 70
countries for a fixed monthly price of $49.90. A VOiP competitor, Vonage, sells a similar product for $12.99
While it was possible to simply buy the VOiP software, TelexFREE heavily marketed a related program that
the company advertised as a way of earning money for TelexFREE “members.” In that program, individuals
had to pay $289 a year for an AdCentral membership. This membership required users to sell one
TelexFREE calling software a month for a full year. On the sale of the software, the member would keep
90% of the commission. TelexFREE would also pay members $20 a week for posting template
advertisements on approved websites daily.
Lindeen’s office has identified 34 Montanans who had participated in TelexFREE and collectively paid more
than $70,000 into the program.
On April 15, the U.S. Securities and Exchange Commission filed civil fraud charges against TelexFREE,
Inc., which stands accused of operating a $1 billion pyramid scheme. TelexFREE, Inc. is a Massachusetts
corporation that has raised more than $90 million in the state alone. The state of Massachusetts has also
filed a cease and desist order against the company.
Lindeen filed the temporary cease and desist order to stop TelexFREE from doing business in Montana as
a multi-level distribution company because it failed to register as such in the state and it appears to have
engaged in practices that violate the Securities Act of Montana. TelexFREE has 15 days from when they
receive the order to respond for a request for hearing.
For more information about the Commissioner’s office and smart investing, visit csi.mt.gov or call the
Commissioner’s consumer hotline at 800-332-6148.
Last Updated on Thursday, 15 May 2014 09:00
The 20th season of ArtWalk in downtown Billings kicks off on Friday, May 2, from 5-9 pm. Twenty-five galleries, artist studios and small businesses will display new art exhibits by local and regional artists.
Two new galleries have joined Chinatown Gallery on Minnesota Avenue, including Anderson Art Studio & Gallery (2706 Minnesota Ave.) and Big Sky Blue Gallery (2702 Minnesota Ave.)
The ArtWalk bus has retired. ArtWalkers can walk, ride their bikes or ride in one of the three rickshaws that will be transporting folks around the downtown area (courtesy of David Dean Young and Jason Jam.) The pedalcab drivers will not charge for their services but will accept tips.
Visit www.billingsartwalk.com to get a copy of the map, pick one up at any of the venues or see Page 21 of this issue. Also visit Billings ArtWalk on Facebook to see more art images from the stops.
Among the highlights:
• Visit the Catherine Louisa Gallery to view “Altered Moments: Works with Found Photographs” by Jane Waggoner Deschner, who says, “I appropriate everything - photographs taken by others - fonts and embroidery stitches created by others. My contribution is to combine these disparate elements into something more than the sum of their parts.” For more than a dozen years, Deschner has collected, studied, and altered vintage snapshots and studio portraits, movie publicity shots and news photos. The show will run through May 14.
• Sandstone Gallery will feature the oil paintings of Sue Hammersmark and the photography of John Havener, both longtime members of the cooperative art gallery. Jolene Yellowrobe will be the featured guest artist with her oils.
• CTA’s spring show will be the exhibit of the Billings Art Association, a nonprofit, community-based, publicly supported arts organization. The exhibit will include a wide range of media and showcase the talents of Phil Bell, Ev Bergeron and others. The show will run through the month of May.
• Good Earth Market and the Apple Gallery will show the work of native Wyoming artist April O’Brien. Her art expresses her deep fantasies and vivid dreams. She will show a range of media including photography and acrylics.
• Level 504 has changed its name to Trulove Studio. It will present the following artists: Stacy Ruckstad (mosaics), Matthew O’Brien (mixed media), Patrick and Justin Choriki (photography), Hawk and Thistle with Nick and Vickie Nichols and Charlie Haagenson (Western art). Song Dog Serenade plays live music.
• As spring arrives, Clark Marten Photography will feature photography of flowers. New this year, Clark Marten Photography has created a calendar that features select art pieces each month. At May’s ArtWalk they will give May, June and July calendars to all who visit the studio that evening. Ten Billings Central High School students also will be exhibiting their art for the May event.
• Visit Jens Gallery & Design to see “Patterns Upon Patterns” and new work by Montana’s Lisa Ernst. Her porcelain pottery with hand-painted designs drawn from nature and soft watercolor glazes has been described as “holding a Monet in your hands.” Motivated by childhood memories of spring’s colors and textures, Ernst has found ways of combining her signature patterns, creating a vernal collection of vases, plates, bowls and other functional forms to create a look that harkens back to another era. The gallery also features “Nature Girls II,” a whimsical collaboration between Billings’ artists Gerald Kindsfather and Connie Jens. Both shows run through May.
• Kennedy’s Stained Glass will display “The Tree of Knowledge,” an interactive piece with disciplines of education hidden throughout the tree and window. It will continue to be on display through May 9 before it leaves Billings to be installed in the library at University of Montana Western in Dillon.
• Anderson Art Studio & Gallery has invited Keith Feely and his FossilArt to exhibit in its first ArtWalk show. Feely has explored much of Montana by foot and observed and recorded our western heritage. He works in sandstone and oil paints to animate stones into works of art that appear to have fish emerging out of solid rock.
• The Northern Hotel will present its mix of artists in the hotel lobby along with food and beverages. Artists will include The Girl Who Ran Away with the Spoon (vintage silverware jewelry), Ashley Prange (photography), Charlene Magargal (rebound journals), Cassy Crafton Kramer (504 Pottery) and Steve Kuennen/Robin Earles (printmaking).
• Big Sky Blue Gallery will feature art by the owner, Dana Zier and also guests including other artists in her family. “Though my paintings vary in subject, they are all part of the vast landscape of Montana and my family’s part of that landscape,” she says.
• Global Village begins ArtWalk’s 20th anniversary year with photographer Cindy Hummel, who shows digital photography from her world travels.
• The Billings Food Bank will feature Leland W. Stewart, a member of the Crow Whistling Water and Knight Hawks Society. Raised on the Crow Agency, he grew up on his grandparents’ ranch surrounded by horses. He attended the Institute of American Indian Arts in Santa Fe, N.M., and Rocky Mountain College. He is a graduate of the Fortin Culinary Center of the Billings Food Bank.
• Toucan Gallery will show paintings by Romanian visual artist Cristina Simona Marian Albin. Painting since kindergarten, she studied art in middle school and then studied at a fine arts high school in Bucharest. She graduated from the National University of Fine Arts in Bucharest in 2003. She moved to the United States in 2013 and now lives in Bozeman.
• Billings artist Susan Germer will show new creations for springtime during ArtWalk. Fine silver jewelry, colorful watercolor notecards, pastels, bead embroidery, and framed photography will be shown at Germer’s (susang) studio. She has been creating fine silver jewelry since 2004 and is certified to teach the Precious Metal Clay process.
• McCormick Café will host two local Billings artists, Ev Bergeron and Jim Vincent. Ms. Bergeron has a bachelor’s degree in fine art from Montana State University Billings. Jim Vincent is the designer and founding co-director of the Welch Heart Center and past chairman of Cardiology at the Billings Clinic along with being a pastel artist.
• Stephen Haraden’s colorful art is created by applying pieces cut from his previous paintings and applying them to a new canvas. He then adds paint and charcoal to complete the image.
• The Yellowstone Art Museum invites ArtWalkers to view “Face to Face, Wall to Wall,” an exhibit that explores contemporary approaches to portraiture, and “Un/Conscious Bent: A Survey of Regional Surrealism.” Jam at the YAM features Justin Johnson.
• Underground Culture Krew will feature all 10 of its members and their work. Member artists include photographers Kristin Rude and Jenna Martin, fused glass artist Gloria Mang, potter Tina Jensen and six graffiti artists.
• The most recent new comics are shown at the Jason Jam Gallery on the second floor of the Carlin Hotel.
• Chinatown Gallery will include new work by its regular members with an emphasis on the paintings of Roundup artist Coila Evans. Evans took her first painting class in 2008 and has been painting ever since.
• Tompkins Fine Art will show works by Sarah Morris, its newest member. All of the regular artists will also show work and several will be on hand to meet visitors to the gallery.
• Gallery Interiors is celebrating spring with artwork and home accessories featuring “Birds and Barnyards.” Artists include Bob Barlow, Joseph Booth, Dennis Boyd, Barbara Butler, Jessica Durnell Smith, Greg Eislein, Loren Entz, John Felten, Connie Herberg, Gerald Kindsfather, James LeBar, Cyndie Mohseni, James Poulson, Jeff Schaezle, Kevin D. Showell, C. David Swanson, Tom Temple, Robert Tompkins and Susie Van Pelt.
• Guido’s Pizzeria will offer both art and pizza.
Last Updated on Saturday, 03 May 2014 11:48
1. Compost your garbage. Biodegradable waste, such as food scraps and yard clippings comprise about 25 percent of landfills. Compost at home and nurture your garden.
2. Reduce your carbon footprint. Leaving your car at home twice a week can cut greenhouse gas emissions by 1,600 pounds per year! To reduce your carbon footprint, try to combine your errands and shopping trips so that you do not have to make as many trips in your car. If you commute to work, ask if you can work from home once in a while, and you’ll reduce air pollution, traffic congestion, and save money. EPA has great info on reducing greenhouse gases on the road.
3. Use reusable dishes. Replace disposable goods with reusable ones. Buy rechargeable batteries and use reusable dishware instead of disposable products.
4. Make it a full load. Run your dishwasher only when it’s full. Don’t pre-rinse dishes (tests show pre-rinsing doesn’t improve dishwasher cleaning) and you’ll save as much as 20 gallons of water per load. When you buy a new dishwasher, look for one that saves water. Water-efficient models use only about 4 gallons per wash. Learn more about using water wisely via EPA’s WaterSense program.
5. eCycle it. Take your old computer, DVD player, or other electronics to an electronics recycling center. Reusing and recycling materials like copper, gold and others saves natural resources and reduces mining and processing. eCycling also helps avoid land, air and water pollution by capturing and reusing hazardous substances such as lead or chromium. Find eCycling centers near you.
6. Head to the dump. On average, each of us creates 4.6 pounds of trash per day, and 55 percent goes to landfills (the other 45% is recycled or incinerated). Take a trip to your landfill to see where your trash goes.
Be an informed consumer — it could influence your habits.
7. Plant a tree. Trees are one of the planet’s strongest natural defenses against carbon accumulation and greenhouse gases. Not only do trees provide much-needed oxygen, but they also use the carbon we create.
8. Wash your laundry in cold water. Most loads don’t need hot water, and 90 percent of the energy used by washing machines goes into heating. The higher the water temperature, the higher the cost to you and the planet.
9. Reduce your energy bill by avoiding peak usage hours. Avoid running large appliances such as washers, dryers, and electric ovens during peak energy demand hours from 5 to 9 a.m. and 4 to 7:00 p.m.
10. Dispose of your pooch’s waste with biodegradable bags instead of plastic grocery bags. You can find biodegradable options at most pet stores. Remember: plastic grocery bags take forever to decompose in landfills, and many end up in our waterways. Want to go the extra mile? Consider composting pet waste.
Last Updated on Thursday, 17 April 2014 16:33
Antibiotics used in livestock are making us even sicker than we thought. For decades, livestock producers have used low doses of antibiotics to expedite animal growth. The practice, dubbed sub-therapeutic antibiotic therapy (STAT), lowers feed costs while increasing meat production, and nearly 80 percent of the antibiotics used in the United States are for this purpose.
Because STAT can encourage the growth of antibiotic-resistant “superbugs,” it’s banned in many countries, but remains common in the U.S. - despite recent public pleas to stop it by two former U.S. Food and Drug Administration commissioners.
Although STAT has been in use since the 1950s, how it works has long been a mystery. But evidence is mounting that it might be due to antibiotics killing microorganisms that populate animals’ guts.
If so, antibiotics could do the same thing to humans. In support of this idea, a paper published last year in Nature identifies a correlation between diversity of gut microflora and human obesity.
A nine-year study, led by Dr. S. Dusko Ehrlich of France’s National Institute for Agricultural Research, compared microbiotas – the 100-trillion-member microbial ecosystems that populate the body – of slim and obese people. The team found obese people have lower microbial diversity in their bellies. This is consistent with earlier research in mice, as well as a paper published last year in Journal of Obesity that found a strong correlation between young children’s exposure to antibiotics and later obesity.
Perhaps more significantly, the team behind the Nature study found a correlation between low microbial diversity and heart disease, diabetes and cancer, regardless of weight. “Even lean people who are poor in bacterial species have a higher risk of developing these pathologies,” Ehrlich told NPR.
Our understanding of human microbiota is in its infancy, but the possible implications of such research are profound. Could our frequent use of antibiotics, both to treat human sickness and to encourage animal growth, be having unintended consequences on our health?
There are strict limits on the amount of antibiotic residues allowed in commercial meat, and according to the U.S. Department of Agriculture’s Food Safety and Inspection Service, violations of these limits are extremely rare. But this could be interpreted in two ways: maybe there isn’t much antibiotic residue in meat, or maybe the legal thresholds are set too high.
Research published last year in the journal of the American Society for Microbiology found that legal amounts of antibiotic residues in cured meats can still be high enough to kill bacteria that sausage manufacturers intentionally apply to their products.
Sausage is treated with lactic acid-producing microbes to make it more acidic, which kills dangerous microbes like salmonella and E. coli. The researchers found that while legal levels of antibiotic residues in meat don’t kill the pathogenic microbes, they can kill the acidifying microbes intended to keep the “bad” bugs at bay.
The growing recognition of the importance of gut flora has spawned an industry valued at $8.7 billion, according to Carl Zimmer at National Geographic’s Phenomena blog.
Currently, the retail products of that industry are regulated as food and cosmetics, not as medicine.
Zimmer notes: “It’s possible that the bottle of probiotics you buy in the drug store really will help your digestion, or your immune system, or your bad breath. But it’s also possible that the bacteria you’re buying will get annihilated in the ruthless jungle that is your body. A lot of species you’ll find in probiotic products do not actually belong to the dominant groups of species in the human microbiome. Stop eating them, and they’ll disappear from your body.”
That said, the Nature study did identify eight species of bacteria generally missing from underpopulated guts, and there is talk of putting those in a probiotic. But until such a product is available, there are other promising approaches to managing your microflora.
Another article by Ehrlich’s team, in the same issue of Nature, reports putting overweight people on low-calorie diets quickly increased their gut diversity. Together, the two studies suggest eating less could help enrich your gut flora, which could help you stay lean, in turn reducing your risk of associated diseases.
Another option is to consume microbe-rich fermented foods. In a recent New York Times article about the human microbiota, Michael Pollan wrote that several researchers he’d spoken to had added fermented foods like yogurt, kimchi, and sauerkraut to their diets, as well as having cut back on processed foods.
“In general they seemed to place less faith in probiotics (which few of them used) than in prebiotics – foods likely to encourage the growth of ‘good bacteria’ already present,” Pollan wrote.
South Korea, the land of kimchi, has one of the lowest obesity rates in the developed world. It may be a leap to connect that with richer gut flora, but it’s not inconsistent with the recent Nature papers.
And finally, no discussion of microbiota enrichment would be complete without mention of the fecal transplant, a medical procedure wherein fecal matter from a person with healthy microbiota is used as a suppository to seed the intestinal flora of a sick person. Fecal transplants are proving incredibly effective at treating some diseases.
In her Wired blog, Superbug, Maryn McKenna described recent research comparing fecal transplants with antibiotics in the treatment of a chronic, potentially deadly form of diarrhea caused by Clostridium difficile, or C. diff. The fecal transplants proved so much more effective that the trial was ended early, for ethical reasons.
Ninety-four percent of sufferers treated with fecal transplants recovered from the disease after two treatments, while just 32 percent recovered on antibiotics. The researchers determined they could not, in good conscience, continue treating C. diff patients with antibiotics.
Some researchers are now contemplating probiotics made from the patients’ own feces, collected earlier in their lives, before whatever health problem may have emerged, and stored cryogenically until needed. Transplanting one’s own feces makes sense, given how distinct each person’s microbiota is. And it’s slightly less icky, arguably. If you wish to freeze your own microbiota sample, we recommend labeling that package really well.
But a more preventative approach would be to avoid unnecessary antibiotics, and antibiotic-laced meats.
Last Updated on Thursday, 17 April 2014 16:30
If you live in Billings and think the recent run of heavy snowfall was bad, you should have been here in 1955.
We’ve seen use of the terms “snowpocalypse” and “snowtravaganza” to describe the recent storms, but these hardly begin to compare with the storms of early April 1955.
And fortunately for anyone with an interest in Billings history, that whole record-breaking storm was caught on film by a local chiropractor, the late Allan Downs.
He must have had great faith in the weather forecasts, because Downs started filming the storm in its early stages, then stuck with it until the snow finally stopped falling three days later.
The 14-minute color film, complete with narration by Downs and a musical score that is alternately ominous and dramatic, is an artistic and historical treasure.
In it he refers to “what was to be the worst snowstorm in recorded weather history in Billings.” Fifty-nine years later, it still holds that title.
Newspaper accounts at the time said the storm dropped 42½ inches of snow on Billings between April 2 and April 5, 1955. Tom Humphrey, a meteorologist with the National Weather Service in Billings, said the figure is very nearly accurate.
According to weather service records, he said, the total was actually 42.3 inches, and 39.1 inches fell in just two days, April 3 and 4.
Asked if that was a record snowfall for Billings, Humphrey said, “Oh, yes, yes. That’s going to be very hard to dethrone.”
The recent storms in Billings lasted twice as long as the ’55 storms, from Feb. 22 to March 1, and dropped a total of 26.4 inches of snow. Even more telling is the water content of the 1955 storms. In four days, Humphrey said, the 1955 storms dumped 4.15 inches of water on the city. The recent snowfalls, by contrast, contained just 1.39 inches of water.
All that wet, heavy snow in 1955 virtually shut down the city and collapsed the roofs on three downtown businesses.
There are contemporary echoes in the documentary filmed by Downs. Early in the storm, he narrates, “A few optimists like myself even cleared their walks, expecting the snowfall to end.” And “parking without chains usually meant abandoning the car right on the spot.”
He also tells how “walls of snow and ice divided lanes of traffic in the business district.” This winter, for the first time in decades, the city of Billings is once again plowing snow to the center line on many streets, then picking up the snow at a later date. The documentary also refers to the “slow and immense task of removing snow from the metropolitan area.”
The film contains many recognizable locations, including the Babcock Theatre and Northern Hotel, familiar houses on North 32nd Street and a shot looking up North 30th Street, which was then bisected by a park-like median.
All that snow, however, didn’t stick around long. Then as now, Billings was subject to thawing chinooks and rapid temperature swings. As the Billings Gazette reported on April 5, the last day of the storm, the weather service had warned that “if warming occurs as expected during the next couple of days, rapid runoff is likely to produce a flooding problem.”
Downs says at the end of the documentary, however, that the ground had thawed sufficiently to absorb the melting snow, and there was no local flooding.
So, maybe you’re saying to yourself, “Sure it was snowier in 1955, but this winter has been hideously cold, too.”
OK, but consider the winter of 1936. This February was unusually cold in Billings, Humphrey said, with an average daily temperature of 18.7 degrees. In February 1936, the average temperature was 2.7 degrees — 27.7 degrees below the normal average.
If you still feel inclined to complain, maybe all you have to do is wait. We could still set records. Three of the worst storms in our history, in 1917, 1941 and 1955, all came in April.
Allan Downs was an enthusiastic amateur filmmaker who also recorded memorable days of music at the Skyline Club and the Elmo Club. Those films, plus a film about Christmas 1956 in Billings and Downs’ account of the 1955 storm, were donated to the Western Heritage Center by his friend, Steve Hovis.
All four films were put on a DVD, which can be purchased from the Western Heritage Center. Call 256-6809 for more information.
Last Updated on Thursday, 17 April 2014 16:29
HELENA – Support for the Rocky Mountain Front Heritage Act was unanimous last Thursday at the Montana Fish and Wildlife Commission.
The commission voted to endorse the act, noting that the area offers some of the best wildlife habitat in Montana, as well as being home to working cattle ranches.
Nick Gevock, conservation director at the Montana Wildlife Federation, says his group brought the resolution to the commission.
“This unanimous support speaks to the tremendous wildlife values of the Rocky Mountain Front,” Gevock says. “It also speaks to the bipartisan effort on this bill.”
The act would add new acres to the Bob Marshall Wilderness Area and designate more than 200,000 acres along the Front as a conservation management area, keeping it open for existing motorized access and grazing.
Gevock says the Front has long been known for high-quality backcountry hunting.
It’s home to elk, bighorn sheep, grizzly bears, mule deer and white-tailed deer - as well as non-game mammals and songbirds.
“In a state that values wildlife as much as Montana, our Fish and Wildlife Commission recognized that this is the right thing to do for wildlife and our hunting heritage,” he points out.
Another section of the act that Gevock says commissioners found attractive was a focus on limiting the spread of noxious weeds, which aren’t good for wildlife or cattle.
U.S. Sen. Max Baucus of Montana first introduced the bill. Now it is sponsored by Sens. John Walsh and Jon Tester.
Last Updated on Thursday, 17 April 2014 16:28
HELENA – Fans of Montana’s national parks are watching carefully as Congress puts President Obama’s budget under the microscope this month. The president is proposing an increase of $55 million in the National Park Service budget for 2015, including $10 million as a “Centennial Initiative” to get the parks ready for the agency’s 100th anniversary celebration in 2016.
According to John Garder, budget and appropriations director for the National Parks Conservation Association, it’s a promising start after years of budget-trimming have taken a toll on park maintenance and staffing.
“It’s a modest increase over last year,” he said. “It doesn’t get parks back to where they were just a few years ago, before damaging cuts, to ensure that people can have a really inspiring and a safe experience out in our parks.”
Garder said additional park funding is much needed, for a system that has put off about $12 billion worth of maintenance in recent years. From historic resources to water and sewer systems, visitor centers, roads and trails, he said, many things are in disrepair.
“The main cause for the growth of the deferred-maintenance backlog is the decline in Congress’ investment in the construction account, which creates so many jobs,” Garder said. “In today’s dollars, the construction account for the National Park Service has been cut nearly in half, just in the last four years.”
According to the Interior Department, Glacier National Park attracts more than 2 million visitors a year, and puts more than $170 million into communities near the park.
Last Updated on Thursday, 17 April 2014 16:26
Fish, Wildlife and Parks
State wildlife officials canceled a planned discussion that was to take place in Lewistown last week on a bison conservation and management plan for Montana.
Montana Fish, Wildlife & Parks had invited a diverse group of interests and a number of state and community leaders to continue to participate in a facilitated public discussion in Lewistown on April 15-16. That gathering, which would have been the second since September, was canceled.
“We worked to gather a large group of fundamentally different interests and constituencies, but there remained serious questions about intent and representation that are difficult to resolve,” said Jeff Hagener, director of FWP in Helena. “The gathering was designed to review issues and possible alternatives for bison conservation and management, but at this point it would be counterproductive to proceed with the discussion.”
The discussion group included conservation and agricultural representatives.
, state and federal agencies, county commissioners, and state legislators and members of the Montana Fish & Wildlife Commission.
Hagener thanked the citizens who agreed to participate in the planned conversation and said FWP will attempt to reconsider existing and emerging concerns on Montana’s bison management alternatives.
Last Updated on Thursday, 17 April 2014 16:25
The U.S. Bureau of Land Management’s Billings Field Office is planning several prescribed burning operations on BLM-managed land in Yellowstone County during the upcoming spring months.
The prescribed burns will reduce hazardous fuel levels under controlled and prescriptive conditions. This proactive approach during cool, wet spring conditions will help reduce the threat of wildfire spreading from public lands onto private property, a news release said.
Burning will occur at Pompeys Pillar National Monument, located 25 miles east of Billings, and at the Sundance Lodge Recreation Area, about two miles southeast of Laurel. Burning is also scheduled for the Mill Creek area located approximately 17 miles north of Pompeys Pillar.
During prescribed burn activity, visitors need to use caution accessing these areas for their safety, as well as the safety of the firefighters conducting operations. Some smoke maybe visible in the areas. All prescribed burns depend on weather and fuels conditions that will be monitored closely by firefighters.
For more information about prescribed burning or to get advice about maintaining defensible space in wildland-urban areas, call the Billings Interagency Dispatch Center at (406) 896-2900.
Last Updated on Thursday, 17 April 2014 16:23
It’s difficult to overcome stereotypes of senior living communities. Despite the fact that the level of available care and amenities, and the choice and type of facilities, have evolved significantly over the past several decades, people still tend to think of senior housing as the “old folks’ homes” of the past: antiseptic, white-walled, linoleum-lined institutions with cold nurses, hot temperatures, and nasty food. It’s no wonder then that the majority of people continue to buy into three myths about senior living institutions that are not only flat-out wrong but can actually be detrimental to the well-being of their aging loved ones. The three myths of senior living communities are:
1. All senior housing options are the same. The reality is that today’s senior living industry is similar to the hotel industry with a range of choices for every lifestyle, need and budget. You can find low-end chains that offer only the very basic in care and amenities, similar to a Motel 6. There are family-run operations, set up in residential homes, not unlike bed-and-breakfasts. And then there are high-end luxury options, comparable to a Four Seasons hotel. Too often, family members and seniors avoid even considering senior living options out of fear of the unknown and a misunderstanding of what present-day senior communities are all about. They are, unfortunately, relying on outdated childhood memories of when a grandparent or a great-aunt went off to a nursing home and never came back.
This does not have to be the case. At the higher end, senior living communities can provide lifestyle activity coordinators instead of program directors, and employ chefs instead of dieticians. They can offer on-site spas and appropriately equipped gyms, massage therapy services, manicures and pedicures, movie theaters, outdoor gardens, and gourmet dinners with wine on the menu. One new site even has a “man cave,” complete with pool tables and beer taps.
2. Entering a senior living community actually hastens the end of someone’s life. Assuming that a senior is better off “aging at home” can result in unnecessary suffering and even tragedy. Many seniors who could benefit from just a little added care are often found living alone, far away from family, largely isolated and devoid of much human interaction, and typically at high risk of physical falls, malnourishment, and depression. These seniors are perfect candidates for an assisted living community because, once they are living in a place where they have access to medical care, personal assistance, medication management, good nutrition, opportunities for mental and physical activity, and a chance to make friends and socialize, they truly thrive. In fact, several new studies show that not only does a move to an assisted living community not hasten a resident’s demise but, in fact, it can actually ensure a greater quantity — and a better quality — of life.
At many senior living communities there are residents who have renewed their childhood hobbies, or taken up new ones like writing, painting or billiards. There are residents who always have a dinner or coffee companion. They can enjoy on-site book groups and religious services. They can play checkers or Wii. Residents often enjoy unexpected romances and, in some cases, marriages. Family members, freed from the worry and guilt of seeing their loved ones in less-than-ideal circumstances, tend to visit more often, strengthening long-worn family ties through new opportunities for quality time and stress-free activities.
3. Only the very wealthy, and the very poor, can afford to live in a senior living community. The fact is that retirement and assisted living communities have been consciously created by senior housing developers to be very affordable for middle-class consumers. The monthly cost of assisted living varies, but the average for a more upscale residence is between $4,200 and $6,200 a month. At first glance, that sounds like a lot of money, and many a family member immediately thinks, “There is no way my mother can afford that.”
But the cost of assisted living needs to be carefully compared with the total cost of living at home. Ongoing expenses of seniors staying in their houses might include rent or mortgage payments; property taxes and homeowners insurance; utilities, such as electricity, heating oil or propane, water, trash pickup, cable, phone and Internet service; home maintenance costs, including lawn care, snow removal, tree care; routine and major repairs to the home (and appliances and other needed home equipment like an air conditioner or furnace); car maintenance; and food and cleaning supplies.
Additionally, as a parent or sibling ages, there are likely to be new costs including outside help with laundry, housekeeping, home upkeep and meal preparation; real-time monitoring devices and medical equipment; home health care; and transportation for medical appointments and other necessities. Those expenses, when taken in their entirety, are likely to be almost as much as or equal to the flat-fee monthly cost of an assisted living community. And most people are surprised when they realize that not only can their parents afford to live at one of these communities, but they actually have leftover funds.
Some seniors, of course, won’t have quite enough monthly income to pay the total or to pay for incidentals and will have to begin to tap their financial assets, whether that means selling their home, pulling funds out of an IRA or 401K or beginning to pay down their life savings. In other cases, children or siblings will help pay for the difference. And there are other options as well. Couples can share a unit, making for a discounted overall rate. Many communities offer smaller studio apartments and two residents can share a two-bedroom suite, which helps cut the monthly cost.
What most aging seniors need is some oversight by professionals who understand their unique needs. They need to be treated with kindness and dignity, like any other person whether they’re still sharp or are prone to forgetfulness, and whether they remain physically strong or are in need of a walker. Seniors will find all of that in abundance at today’s retirement and assisted living communities. For new residents, living away from the life they’ve always known is an adjustment, but—more often than not—they quickly realize that it’s a change for the better. And their family members and other loved ones soon realize that the three myths about senior living communities are just that.
Dwayne J. Clark is the founder and CEO of Aegis Living, currently with 28 senior living communities in Washington, California, and Nevada, and the author of “My Mother, My Son.” Visit him online at www.mymothermyson.com.
Last Updated on Thursday, 27 March 2014 13:20